Your money,
structured.
Launir turns the salary you've already earned into a predictable plan — locked savings, scheduled spending, and a payday rhythm you choose. No loans. No advances.
A look at the product we're building — no account needed to explore it.
One payday. Three weeks of discipline.
After rent, bills, and subscriptions are paid, what's left is supposed to carry you to the next payday. In practice, a single lump sum doesn't work that way.
It's gone before week three
A big number at the start of the month feels like more than it is — and spending speeds up to match it.
Budgeting apps only watch
They're happy to show you where the money went. They don't stop it from going.
Advances borrow from tomorrow
A salary advance gives you next month's money early. That's not more control — it's less.
Spending tracks the mood of the month — fast at first, scraping by at the end.
The same money, released on a schedule — each step smaller, never zero.
Iceland, 2025 — Varða, Rannsóknastofnun vinnumarkaðarins, "Staða launafólks á Íslandi 2025" (≈25,000 respondents, ASÍ & BSRB members).
How Launir works
Four steps, and then nothing left to manage.
Pay your essentials
Rent, bills, subscriptions, loans — handled first, the way you already do it.
Choose an amount
Decide how much of what's left you want Launir to manage for you.
Split and schedule
Part goes into locked savings. The rest is scheduled for release on your own rhythm.
Lock it in
Confirm the plan and it runs on its own. Nothing left to check on daily.
See it in action
This is the actual product, running live. Tap around — log in, set up a plan, check the schedule.
Full interactive prototype · no account needed
What it looks like in practice
A simple example, using round numbers.
The remaining 100,000 kr. stays in the regular bank account, untouched — Launir only manages what's handed to it.
Choose your own rhythm
There's no single right way to receive your own money. Launir doesn't pick one for you.
One release a week
50,000 kr. every Monday — a clean, predictable rhythm that matches how most essentials get paid.
A mix of both
25,000 kr. every Monday, plus 2,500 kr. every day — bigger anchors with small daily breathing room.
A steady trickle
Smaller amounts, every day. No lump sum to overspend — just a little, consistently.
Not an advance from tomorrow. An advance from yesterday.
You're not borrowing against next month's income — you're changing the timing of money you've already earned.
Built-in discipline
Locked until the next cycle
Savings stay locked until the next salary cycle begins.
No early access to future payments
Spend this week's release, then wait for the next scheduled one.
Structure without the busywork
A firm spending boundary, with no manual budgeting to keep up with.
We don't hold your money
Launir is a technology layer, not a bank. We keep the ledger for each plan — weekly, weekly plus daily, or daily — but the funds themselves sit with a licensed financial partner, who handles every regulated payment.
One salary. Multiple paydays. Zero borrowing.
The product is still taking shape — but you can already see how it works.
Try the interactive preview